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When you join Share a Mortgage you will begin your home buying journey. We provide a step by step journey tracker to help you through the process and keep you informed and up to date.

Get started on your journey today

Looking for a mortgage buddy?

Buddy Search

Use the buddy search to set your preferences for what you are looking for in a mortgage buddy.

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Group Search

Use this filter to search existing buddy groups on Share a Mortgage

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Use this search to find other investors who are looking for buy to let properties.

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Use the this search to find investors who have already formed a group and that are still looking for members with whom to invest

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Complete Help to Buy service for First Time Buyers
Including Mortgage Brokers, Solicitors & Surveyors

Call Now

0207 112 5388 (Local call charge) M-F 9am-6pm Sat 11am to 1pm

Help to Buy Merton

Published on:

23/11/2015

We support you through the whole Help to Buy Process using hand selected mortgage brokers, solicitors and surveyors

Help to Buy Mortgage Brokers

Exclusive Help to Buy mortgage products with independent advisors who have access to the whole of the mortgage market - not just one mortgage lender. Book a free Independent Mortgage Broker appointment.

Conveyancing Solicitors

Specialist Help to Buy lawyers able to lead you through the complex process of buying your new build leasehold property. We provide Fixed Fee quotes protected by a No Sale No Fee.

Property Surveyors

We have a network of Local RICS surveyors ready to inspect your property to identify potential snags which can cost thousands of pounds to repair.

Help to Buy Agent for Merton

The Help to Buy Agent for Merton is Aldwyck Housing Group (click to go to website) and you can contact them at:

Address:

Help to Buy London,

Aldwyck Housing Group,

6 Houghton Hall Business Park,

Porz Avenue,

Houghton Regis,

Bedfordshire,

LU5 5UZ

Email: helptobuy@aldwyck.co.uk

Tel: 0300 500 0996

Fax: 01582 869 159

Help to Buy: Equity Loan (scheme ends in 2022) for First Time Buyers in Merton; you'll need a minimum of a 5% deposit and a Help to Buy mortgage.

LISA instead of Help to Buy ISA

The Help to Buy ISA is no longer available since the 30th November 2019. There is a replacement scheme called Lifetime ISA (LISA). The Lifetime ISA has different rules around its use, however it can be used to fund the purchase of a property under the Help to Buy scheme.

What is Help to Buy?

The Government’s Help to Buy Equity Loan initiative in Merton allows eligible people to buy properties with as little as a 5% deposit. The maximum purchase price of any property you buy is £600,000.

The Government provides you with a loan of up to 20% of the property's purchase price and you have to secure a mortgage for the remaining 75%.

For properties in the London area, the London Help to Buy scheme operates. It is broadly the same as the Help to Buy Equity Loan, except the Government provides a loan of up to 40% of the purchase price, to reflect the higher property prices in London, so a mortgage must be secured for the remaining 55% of the purchase price.

Help to Buy Merton - Who is the local agent?

Your local Help to Buy Agent is best placed to give you information about Help to Buy Equity Loan schemes in Merton. You can find out their contact details by enquiring to the Merton Council, Merton Civic Centre, London Rd, Morden SM4 5DX, telephone 020 8274 4901.

Help to Buy Equity Loan repayments, mortgages and selling your home

When you use the Equity Loan to buy a property in Merton, no repayments on the Government loan need to be made for 5 years.

The loan is cheaper to finance than it would be on the open market and you only have to get a mortgage for a maximum of 75% of the property’s value.

That said, the Government has a charge on your property in Merton, worth up to 20% (40% for London Help to Buy), as well as the mortgage lender’s charge. Until the Government loan is repaid, on sale, the Government will be due up to 20% of on any increase in the property value.

If you would like advice more about the Help to Buy schemes, call 0207 112 5388.

Help to Buy Merton - Recently Completed:

11 Wellington Road, Merton, London, SW19 8EQ
232a Merton Rd, Wimbledon, London, SW19 1EQ
29 Allenswood, Albert Drive, Wimbledon, London, SW19 6JX
171 Graham Road, London, SW19 3SL
10 Graham Road, London SW19 3SR

Do you need Help to Buy Merton Solicitors?

We tailor our Help to Buy conveyancing quotes to your specific transaction and include all of the work required to complete your conveyancing in our fixed fee. Our conveyancing solicitors help home movers throughout Merton and the surrounding areas and ensure the quotes we provide are fixed and competitive.

Call 0207 112 5388 to get a fixed fee Help to Buy conveyancing quote tailored to your property.